Filtered library · Theme
Fintech & consumer credit theme · 35 dossiers
Dossiers in the Fintech & consumer credit theme cluster — 35 names moving on shared catalysts.
All dossiers DAVE Dave Inc. fresh LOW Beat-and-raise fully modelled by 13 firms and sold on the day; the recovery has now stalled under $358–360 for three weeks, with the 2026-08-24 close at $354.79 and RSI(14) at 31.8. No rating action since 2026-08-17 and nothing operating… SEZL Sezzle Inc. fresh LOW Growth leg was retired by management's own 2026-08-06 H2 guide and the −33.89% gap; only a re-rating argument is live at 19.68x forward on the 2026-08-24 close of $117.93. That close lost the $118.02/$118.00 shelf with RSI(14) at 21.5,… ACIW ACI Worldwide, Inc. MEDIUM Special-situation breakup narrative accelerating: Reuters (2026-07-17) reports ACI exploring a ~$1.5B sale of its Biller unit, which would surface sum-of-the-parts value and re-rate the faster-growing Payments Software segment. Q1 beat +… BILL BILL Holdings, Inc. MEDIUM Self-help re-rate cleared its binary on 2026-08-19: Q4 core revenue +16%, 23% non-GAAP operating margin, FY2027 EPS guided $3.56–$3.79 vs $3.35 consensus — and the stock still fell 2.97% the next day, closing $47.82 on 2026-08-21 under all… BULL Webull Corporation MEDIUM June dormant-to-leader flip is confirming: the ~$7.52 breakout resolved up on the 2026-07-21 surge, Rosenblatt lifted its target to $13 (2026-07-16), and June ops printed 28.2M users / $800M net deposits. Theme accelerating; read is a… ENVA Enova International, Inc. MEDIUM Credit-normalisation plus origination growth still working, but the repricing has stalled: $242.93 on 2026-08-21 is 8.5% under the $265.45 high with RSI 37.6 after a +54.2% three-month run. Two August filings cut funding cost (ABS priced… EVER EverQuote, Inc. MEDIUM The 2026-08-03 Q2 print resolved the plateau binary bullish: revenue $195.1M (+25% YoY) broke the three-quarter ~$190M band, adjusted EBITDA hit a record $30.1M, and Q3 was guided $198–208M above the $201.6M consensus. The leg is now… GEN Gen Digital Inc. MEDIUM Post-print leg holding on an empty calendar: Q1 FY27 (2026-08-06) beat and lifted FY27 to $5.375-5.475B, the 2026-08-17 ex-div session probed $27.41 and was reclaimed to $28.93 by 2026-08-21, and the $32.11 consensus has not moved since… KMX CarMax Inc. MEDIUM Turnaround re-rating went live in July: KMX broke the $50–$53 shelf to close $57.33 on 2026-07-17 (+17.2% in five sessions) after a Q1 FY27 blowout (EPS $1.31 vs ~$0.95, revenue $8.01B +6.2%), CEO Keith Barr buying 9,400 shares at $53.005… LAD Lithia Motors, Inc. MEDIUM Legacy dealer group re-rating on non-store earnings: the 2026-07-29 Q2 beat ($10.03 adj EPS vs $8.78) was carried by Driveway Finance while same-store revenue fell 1.6%. Since then only re-marking — Barclays $360 to $415 on 2026-08-19 —… OPRT Oportun Financial Corporation MEDIUM Margin-repair turnaround stalled at the highs rather than broken: after the 2026-08-05 Q2 beat ($0.42 adj EPS vs $0.33, adj EBITDA $49M vs a $34-39M guide) and an FY EBITDA raise to $160-175M, the stock peaked at $8.09 on 2026-08-07 and… QNST QuinStreet, Inc. MEDIUM The Aug 6 binary resolved up: Q4 revenue $373.9M (+43% YoY) beat $359.9M consensus, FY2027 guided to $1.45–1.55B revenue / $150–160M adj EBITDA, and the stock gapped +35.9% on Aug 7 to a fresh 52-week high of $22.02. Carrier ad-spend… RELY Remitly Global, Inc. MEDIUM Operating-leverage leg still working: Q2 on 2026-08-05 delivered Adjusted EBITDA +79% on revenue +20% and a raised FY guide of $1.978–1.988B / $410–415M. Since then the only new information has been supply — directors sold 2026-08-12… SE Sea Limited MEDIUM Three-engine re-acceleration — Shopee GMV +30%, Monee loan book +71%, Garena's best quarter in 5 years — drove a Q1 beat (2026-05-12) and a +19% one-month recovery off the $77 low. Fundamentally accelerating, but the stock is short-term… WEX WEX Inc. MEDIUM Hated fuel-card/fintech inflecting: the 2026-07-22 Q2 beat (Adj EPS $5.35 vs $5.05) and FY26 guide raise to $19.68-$20.08 discredit the EV-kills-fuel-cards and rate-cut-kills-float bear case; PTs jumped to $200-210 (Mizuho/KBW, 7/24).… AFRM Affirm Holdings, Inc. LOW The +80%-off-March recovery re-rate has matured and rolled over: Morgan Stanley pulled its Overweight ('valuation call') on 2026-06-25, and price faded ~30% from the $100 high back onto the reclaimed 200-day near $70 while targets stayed… BRBR BellRing Brands, Inc. LOW The $11–12 post-print shelf broke on no news: $11.56 on 2026-08-07 to $10.75 on 2026-08-14, RSI 27.9, -74.8% off the $42.68 high. A third FY26 EBITDA cut ($275–295M from $315–335M) killed the margin narrative; the repair — a double-digit… CHYM Chime Financial, Inc. LOW Busted-IPO fintech: operations accelerating (Q1 rev +25% to $647M, first GAAP profit, FY guide raised to $2.66–2.69B) but the stock trades ~19% below its $27 IPO and bases near post-IPO lows — a compressed multiple, not an accelerating… FBIN Fortune Brands Innovations, Inc. LOW Activist-plus-new-CEO turnaround has stopped accelerating and started digesting: after the +30% run off Garden's $40.6 buy, price has chopped $50–54 for three weeks while sell-side targets climbed past spot (Goldman $61 on 7/10, Barclays… FOUR Shift4 Payments, Inc. LOW Payments roll-up at ~$50, a hair above its $46.26 52-week low set on a 2026 guide-down. The Global Blue tax-free-shopping integration ("Shift4 One," launched 2026-07-14) is the transformation leg, but the 2026-07-30 Q2 print is the binary… GTN Gray Media, Inc. LOW August's double catalyst — FCC 2-1 repeal of the 39% ownership cap (2026-08-06) and a Q2 beat-and-raise (2026-08-07) — has stopped extending: the 2026-08-21 close of $4.94 lost the $5.00 handle and sits 18.7% under the $6.07 52-week high.… HOV Hovnanian Enterprises, Inc. Class A LOW The housing-bill leg is spent — the Act auto-enacted 2026-07-11 and nothing dated has replaced it — yet HOV has re-rated to $137.78 (2026-08-07), 11.8% off the $156.16 high, on no company news. The confirmed 2026-08-20 Q3 print (quarter… LGIH LGI Homes, Inc. LOW Legislative-spike homebuilder fading into rising rates: LGIH gave back over half its 2026-06-24 ROAD-to-Housing gap, closing $58.52 on 2026-07-17 as ~6.65% mortgage rates dragged the whole builder cohort lower. Q2 closings grew +8.8% YoY,… LMND Lemonade, Inc. LOW Second straight beat-and-raise was sold: Q2 (2026-07-29) delivered revenue $294.4M (+79%) and a 60% gross loss ratio, but soft full-year in-force-premium guidance and an unchanged $47–51M FY adjusted-EBITDA loss guide took the stock -26%… LPRO Open Lending Corporation LOW Terminal, not fading: ANV's $3.15 all-cash tender expired 2026-07-27 with ~85.65% tendered, shares accepted 2026-07-28, §251(h) merger consummated 2026-07-30. Last public close $3.14 on 2026-07-29. As of 2026-08-23 nothing has reopened it… MAMA Mama's Creations, Inc. LOW The $16.50 shelf from prior coverage is gone: 2026-08-21 weekly close $16.44, RSI(14) 26.3, still under the $18.00 June placement price. Earnings moved forward — Q2 FY2027 lands 2026-09-03 after the close and is the binary on both the… MMYT MakeMyTrip Limited LOW MakeMyTrip's mid-year recovery bounce has stalled: after reclaiming the 200-day near $55, MMYT rolled back to ~$49, below both the 50- and 200-day, straight into an August 3 Q1 FY2027 print where consensus models EPS down ~76% YoY on ~137x… PAY Paymentus Holdings, Inc. LOW Beaten-down bill-pay compounder: Q1 2026 revenue +30.2% YoY yet shares carved a $20.11 June 52-week low on margin-mix fear. Now ~40% off that low into a binary ~Aug-4 Q2 print — the read is a recovering base, not a chase. PAYO Payoneer Global Inc. LOW Pure merger-arb, now fully scheduled: HSR early termination granted 2026-07-28 and the 2026-08-11 definitive proxy set the shareholder vote for 2026-09-14, yet the 2026-08-14 close of $7.13 still sits $0.27 under Nuvei's $7.40 all-cash… PAYS Paysign, Inc. fresh LOW Guidance-raise leg intact but the flow has thinned: no company datapoint since the 2026-08-05 print (rev $28.252M +48.1%, FY26 lifted to $114–117M), yet price added another 7% to $14.09 on 2026-08-21, RSI 96.7 at a 52-week high and above… PYPL PayPal Holdings, Inc. LOW Bid became negotiation: WSJ (2026-08-14) reports Stripe/Advent in active talks and weighing a raise over the rejected $60.50 offer, while the 2026-07-28 Q2 beat (EPS $1.38 vs $1.28) and a raised FY26 guide lifted standalone value. At… RPAY Repay Holdings Corporation LOW The bid discount narrowed on an operating headline: the close ran $3.66 (2026-08-14) to $4.01 (2026-08-21) after REPAY joined Visa Platform Connect on 2026-08-19, leaving Forager's rejected $5.25 cash proposal ~31% above the tape with no… SAFT Safety Insurance Group, Inc. LOW Mapfre's $105.00 all-cash deal (signed 2026-07-23) has pinned the tape: the 2026-08-14 close of $103.35 leaves ~1.6% gross to the contract price, down from ~4.6% on 2026-07-24, with no publicly reported approval milestone in between. The… STUB StubHub Holdings, Inc. LOW June's busted-IPO recovery leg has fully reversed. D.C.'s RESALE Act (10% resale-markup cap, effective 2027-01-01) plus a Texas AG probe into undelivered World Cup tickets broke the experience-economy narrative; at ~$8.60 STUB trades below… WRLD World Acceptance Corporation LOW Post-print leg has cooled, not extended: the 2026-07-24 gap ran ~$181 to ~$208 but the 2026-08-14 close of $194.75 gives back half of it, RSI 48.9, -13.0% from the $223.83 high. The 2026-08-13 $50M buyback authorization is inclusive of…